Selling your home in the winter. While you might think selling your home in winter is harder, with the right considerations it doesn’t have to be! When selling your home during warmer months, the focus is typically on curb appeal and gardening, as well as having bright colors and patterns to draw out different rooms. […]

“You’re teaching them way too young,” joked the man next to me and my three girls at the bank machine; clearly he assumed we were taking out cash, and thought it would be funny to tease me about that. “No, man,” I teased back warmly; “I teach my girls to make deposits.” He laughed, I […]

When conventional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your credit score is damaged in some way and big institutions won’t lend you the money, you’ll find […]

5 Approval Roadblocks. When in the process of buying a home, there is nothing worse than having your mortgage broker or lawyer call and say “there is a problem”. If you have found your dream home and negotiated a fair price, which was accepted, and you have supplied all the documentation to your broker, you […]

Mortgages can sometimes feel like endless stacks of paperwork, but being prepared in advance can save you time and stress! To help you get prepared, I have put together a must-have list of documents required for mortgage pre-approval and final financing approval. Getting your mortgage pre-approved is a great way to make the mortgage process easier! […]

Life happens! Mortgage refinancing can be the answer. Refinancing your mortgage refers to the process of renegotiating your current mortgage agreement for a variety of reasons. Essentially, refinancing allows you to pay off your existing mortgage and replace it with a new one. There are a variety of reasons to consider mortgage refinancing, such as […]

Life happens and so can debt. What you may not realize is just how expensive it can be to carry debt, especially when it comes to the high interest rates on credit cards. If you have accumulated multiple points of debt from credit cards or loans (such as car loans, personal loans, etc.) and are […]

For most people, credit score isn’t something you spend much time thinking about. Especially if you are someone who is making good money and paying all your bills on time, but it never hurts to be aware of your current score and ensure you are maintaining it – even when you’re not in the market […]