2 Sep

Adapting Your Finances

General

Posted by: Anastasia (Staci) James

  The latest news has been focused on rising interest rates, surging inflation, and economic uncertainty with suggestions that the Canadian economy could be tripped into recession.   With all this information circulating, now is a good time to discuss ways to adapt your finances and protect your future! Fortunately, there are a few key […]

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6 Jun

New to Canada?

General

Posted by: Anastasia (Staci) James

Canada has seen a surge of international migration over the last few years. With all these new faces in town wanting to plant roots in this great country, it’s a good time to review some of the details surrounding mortgages and how individuals new to Canada can qualify to be homeowners. Check out some details […]

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9 May

Understanding Rental Properties

General

Posted by: Anastasia (Staci) James

You might be surprised to learn that you don’t need to be one of the uber rich or make six figures to have a second property. You just need to have knowledge, determination and financial planning! If you are purchasing a secondary property with the intention to rent, here are a few extra things to know: […]

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4 May

Dreaming of a Home Away From Home?

General

Posted by: Anastasia (Staci) James

If you are dreaming of your very own vacation home, there are ways to make it happen! Let me walk you through your options. When it comes to taking on a vacation property, you will need to have a minimum down payment of 5% of the purchase price. If you are purchasing a non-winterized vacation […]

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4 Apr

Purchase Plus Home Improvements?

General

Posted by: Anastasia (Staci) James

When it comes to shopping for your perfect home, it can be hard to find the exact one ready to go! In fact, most homes come with flaws of a sort whether it is old paint or flooring, outdated fixtures or perhaps more extensive repairs are needed. While some buyers have no issues dealing with […]

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1 Mar

Preparing for the Spring Market!

General

Posted by: Anastasia (Staci) James

Spring is just around the corner! Some of you might be anxious to buy or sell this season, so let’s take a look at the trends for the upcoming Spring market. From a seller’s perspective, this is the best time to sell with motivated buyers and a huge demand that may diminish as the Bank […]

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31 Jan

Improving Your Financial Direction

General

Posted by: Anastasia (Staci) James

Make 2022 the year of finance by improving your financial direction from the start! Even if you are living paycheck-to-paycheck, a few changes to the way you spend and look at money can make all the difference. It’s never too late to start again and reverse course! Here are a few simple ideas to get you started: […]

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1 Jan

New Year! Time for a Mortgage Check Up!

General

Posted by: Anastasia (Staci) James

    There has never been a better time for your annual mortgage health check-up! By organizing a quick mortgage review each year, it may yield you some fruitful financial savings.     Your home loan review this year will examine the most common potential monthly savings opportunities, including high-interest credit card debt or fixed […]

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2 Dec

7 Steps to Mortgage Prep

General

Posted by: Anastasia (Staci) James

Step 1 – Your Credit Score Whether you qualify for a mortgage through a bank, credit union or other financial institution, you should be aiming for a credit score of 680 for at least one borrower (or guarantor), especially if you are putting under 20% down. If you are able to make a larger down […]

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2 Nov

Selling Your Home in the Winter

General

Posted by: Anastasia (Staci) James

Selling your home in the winter. While you might think selling your home in winter is harder, with the right considerations it doesn’t have to be! When selling your home during warmer months, the focus is typically on curb appeal and gardening, as well as having bright colors and patterns to draw out different rooms. […]

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